Frugal Living & Debt Relief
Achieve Financial Freedom While Still Living Large!
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Debt Relief
- Control Credit Card Debt | Debt Relief | Money ManagementHow can you control credit card debt? Learn family money management skills and have a financial freedom plan. Credit card debt relief can help you regain control of your life. Help to pay off debt.
- Real Estate Market | House Values | Housing MarketWhether the real estate market is strong or house values have fallen, if you want to sell or buy a house, you need this information. Real estate investment requires attention.
- Buy A House | House Values | Real Estate MarketWith all the media noise about the real estate market and house values dropping, is it really a good time to buy a house? Renters and the 1st time home buyer can take advantage now!
- Total Debt | Debt Load | Handling DebtReview your total debt load. The right amount of debt load varies for each of us. Here are some recommendations to consider when determining the total amount of debt you can handle.
- Online Chat Rooms | Child Safety | Online PredatorsDoes your child visit online chat rooms? You need to protect your children from online predators as well as follow good identity theft prevention rules.
- Telephone Scams | Identity TheftTelephone scams may vary from companies informing you of a prize won, to credit card verification. In these phone scams, they will ask for your social security number or other personal information.
- Phishing | Online Identity TheftPhishing is a scammers technique and involves sending an email to someone, claiming to be an established legitimate business. A phishing scam is also referred to as brand spoofing or carding.
- Online Identity Theft | Identity Theft Online | PhishingWith a few practical precautions, online identity theft can be avoided. Computer hackers, phishing scams and spyware are some avenues for identity theft online.
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Frugal Living - How To Save Money
Published by guildmom | Filed under General
What is frugal living? To us it is a combination of good money management, saving money and debt relief - all toward the goals of debt free living and financial freedom.
Frugal living usually conjures a picture of deprivation. In order to save money you must deprive yourself of the ‘finer’ things of life is what the message appears to be.
NOT TRUE! Frugal living is about living smarter, so that you can afford to live the life that you have only dreamt of living.
Frugal living means smarter money management. Know how much money you have and how much you need to pay your bills. That likely requires you to create a budget so that you know what you can or cannot afford. (There’s more about creating a budget here.) If you need debt relief, start by reviewing your budget and take charge of your money. You will be surprised at the number of ‘money leaks’ in your money management.
Frugal living means smarter spending. It is time to master the art of bargain shopping. Learn how to get the best deal on everything you plan to buy whether that be from garage/yard sales, thrift stores, clearance centers, the buy-sell-exchange online sites such as CraigsList or from the classified ads in your local newspapers. It also means using coupons and rebates in conjunction with sales days to get the absolute best prices when grocery shopping. (You may even stockpile some items when you can get them at unbeatable prices.) It also means holding off on a purchase when the price simply does not fit your budget.
Frugal living means unlocking your creativity. Can you make due with what you have? Can you add an artistic patch to a pair of jeans with a hole in them and make a fashion statement? Can you take a favorite old shirt or sweater and cut it to create ‘new’ cushion covers? It’s a smart money manager who can recognize and seize the opportunities to re-use, re-purpose and re-create to save money.
Frugal living unlocks a world of possibilities. When you adopt the habits of a frugal shopper, you are in full control of your spending. There is nothing quite so empowering as being in full control of your money.
Saving a few dollars here, and investing a few dollars there slowly translates into a joyful life of possibilities.
If you have decided to give frugal living a shot, then it is vital that you manage your money a bit better and master the art of bargain shopping. We’ve got a few more ‘frugal’ ideas to share on this subject so bookmark us and keep coming back.
